A great small business always starts out as an idea, but you have to transform that idea into action. That’s where many individuals can start to feel overwhelmed. It’s understandable to freeze up at the deluge of things that are required to get a business started, but getting going is actually easier than you might think.

Here are 20 businesses you can start with 20k-100k capital in  nigeria

1. Bedsheet/Beddings Production.


Pay a visit to Lagos Island, or Oshodi where they sell bulk materials, pick good designs and I tell you they guys who will sew it for you are just within the same Market. You can start will less than 100k and diligently grow your money.

2. Shirt Production:


A sweet side hustle. There are tailors in Lagos Island or better learn the skill it will save you all the heartbreaks imaginable. Taiwo Street in Lagos Island is where you should be. Materials ranging from 700 – 1k per yard, sew for 1500/2k, Sell for 5-7k.

3. Boxers:

Schedule a trip to Aba Market, The cost of production of boxers, you can get one for as low as N300, all you need is to package it in 3s, and market these babies properly beg your friend on twitter for RTs, we buy 3s pack boxers for 1500-2500 sell yours for 1200 gradually grow.

4. E-Payments and POS Business:

You can a get POS machine from your Bank, and activate online banking: If you live in a place where banks aren’t much you can handle e payments for people and make your small change. I paid someone N200 to withdraw 10k in Ikorodu. ATM queue was crazy.

5. Mobile and Electronic Accessories:
Mobile and electronic Accessories such Pouches, Chargers, USB cables, HDMI cables, earphones and more, can be sourced on Alibaba, Ali Express, Deal Extreme, etc. The more you buy the lower the price. And they are light so shipping won’t be a burden. Sell on here or Jumia and co.

6. Popcorn:
We all know this guy! We buy every time. Bags of corn – Mile 12 Branded Nylon Sugar, Salt & Butter. The beauty of this is when properly made, its aroma will attract its customers. Manual sealing machine -7/9k Popcorn Machine is 65k on Jumia Popcorn can be served anywhere. It costs less than N40 to make a pack of popcorn

7. Branding – Sales and Customizing

Sales and Customizing of Football Team Football team supporters always want to show how much they’re rooting for a team. Consult my sister ‪@The_Ronke‬ She’ll show you how well you survived the business. She’s cheerful enough to train you too.

8. Snail Farming:

Snail farming in Nigeria is even more popular, due to its relatively cheap cost of startup and If you market your products well, your business will thrive. This is a business you can start from your backyard. Best in mind, snails take almost a year to mature so Patience is Key!

9. Fairly Used Goods

Fairly used goods such as Jeans, Tops, t-shirts, shoes etc. They could be sourced at Badagry, even Cotonou. 100k can’t get you a bale but you can select and mix them. Wash then and pack neatly. Marketing is all it takes, you’ll Sell and see your money multiply.

10. Cleaning Services:

Some people find it hard to clean their apartments cos they’re busy from Monday to Friday and Saturday they have engagement and on Sunday all they wanna do is rest. Your tools won’t cost you up to 30k and you can clean 6 apartments a weekend.

11. Home Cooking and Delivery:

You can cook a variety of meals well and apply customer service, People will pay good money for your services, You can run this from home ‪@Soup_A_Market‬ and ‪@Marrgarritah‬ are more than capable when to comes to training you on how to start up.

12. Digital Marketing:

The success of any business is in its ability to effectively reach its teeming customers and this is achieved by effective marketing: Get a Used Laptop and Smartphone, temporarily your smartphone can double as your hotspot Persistence and Passion is Key ‪@I_pissVodka‬ ‪@OlisaOsega‬ are your friends in this regards, I’m sure they are more than willing to train you on how to go about it from the foundation.

13. Cakes and Confectionery:

This is one business that always comes to play, people celebrate, and bakers are always consulted. Ask my Boss here ‪@mycreamydelight‬ Get the required skill, a decent oven, passion and customer service! You’ll grow! They are open to training too.

14. Aso-Oke Beading and Stoning:

Aso-Oke Beading and Stoning has become sometimes in vogue now, and this is another sweet business one can start with 100k. You just have to learn how to bead and unlock your creative mind. Ask my padi ‪@wuragold2‬ , the Aso Oke Girl and @ Funchrisaso_oke , the Aso Oke Empress both started from the confines of their homes in Ibadan.

15. Bead Making:

I’m not sure there’s really much to say here. All you need is training, passion, creativity, unique designs and styles, then adequate marketing. You absolutely don’t need 100k to start this.

16. Home Service Barber:

This is another profitable small-scale business. The beautiful thing about this is you bring your services to your clients for an extra token above regular. The starting capital to get the equipment and I’m sure you know we have rechargeable clippers.

17. Tutorial Classes:

No matter your age, this is another well-paying job, either as part-time or full-time. Many families are willing to spend what it takes for their children’s success and there’s one subject you’re well versed at. Just close the gap, meet their need for a fee.

18. Internet Services:

Forget the extensive coverage of internet and the fact that people can assess it on their phones, Do you know how much applicants pay just to have Jamb applications filled online? You need a good system, printer & ISP. People pay as much as 1k per application

19. Production Of Zobo, Smoothies, cocktail, small chops, cupcakes and chinchin!

You’d realize the importance of this combo cant be ruled out. You can render these services with 100k startup capital + proper marketing, branding and packaging. @aisinshugga @DojaCulinary can train you.

20. Re-Invest Your seed Capital in an existing business.

Not everyone has the head for business but they can sniff opportunities. You can always sow your money as operating capital and draft an agreement on profit sharing. You can at least support your investment by bringing customers so the business can thrive. Market it on all your social media pages and who knows.

100k can do a lot!!!!

Let me give you another Jara!

Production of Hand-Made cards: Do you know people pay good money for these thing made of paper and strawboard. This is one business you can start with less than 100k. My friend ‪@CraftsVillageNG‬ started from his bedroom! And his cards went far.

Imagine you want to give a dignitary something they won’t forget, you certainly can’t buy them clothes or shoes. Cos they have it all. The folks at @CraftsVillageNG are ready to train you on how to start yours with less than 100k

Truth is there so much one can do with very little, it takes persistence, focus, interest and above all hard work. We can’t all be rich but we all shouldn’t be poor.

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