Nearly 20% of personal-care(non organic) products contain at least one chemical linked to cancer. With recent development, Its more advisable to use organic skincare product. Why should you buy organic skin care products? Is it all just hype and marketing tripe that will fizzle out? We think not. There are SO many reasons to buy…
Welcome to the concluding part of the series “Put your Finance together!” Let’s do a quick recap, shall we? In the first article in the series, we talked about the importance of being financially secure and the discussed the four elements of Financial well-being according to the Consumer Financial Protection Bureau (CFPB). In summary, the…
Written By @oyinnlola You have to figure out how to spend money before you can make it. Yes, you got that right. It is just the same as saying “Failing to plan is planning to fail”. A budget is a plan to control your finances. It is an unpleasant experience to run out of cash…
A recent survey found that more than 70% of people want to be some sort of entrepreneur. Becoming an entrepreneur is a sought after job for many reasons, including pride, purpose and possibly money. Starting and running your own business on a day to day basis is no easy task, but it is one that…
A savings account is one of the simplest types of bank accounts available to consumers, letting you to store cash securely and earn interest on the money. According to https://www.nerdwallet.com, banks and credit unions offer three kinds of savings vehicles, each with varying requirements and levels of return. Knowing the differences — what’s good about…
If you are a small or medium business owner, establishing a relationship with a bank by opening an account can help boost your personal business. Banks are the major lending institutions to individuals and organisations in the society. However, to access loans from banks, the borrower needs to understand what they require in order to…
Recession is defined by economists as two consecutive quarters of negative Gross Domestic Product growth rate in an economy. It is a confirmation that economic activities in a country have contracted. We believe by now, you have been inundated with news of an impending recession and what it could mean for Nigeria and your business.…
Getting Started: The Concept Paper The most universal advice on writing a successful grant proposal is to present a well written, focused solution to a problem in a logical progression. This is much easier said than done, and finding the focus is often the most difficult piece of the puzzle. To find this focus, we…
It has been discovered that most new businesses fail due to inadequate understanding of good business management techniques. As a result, commercial banks and other financial institutions are reluctant to lend to them. Experts note that fundamental business management skills can assist these business owners in making good business decisions. According to them, not all…
1. Know who you’re dealing with Try to find an artisan physical address (not a P.O. Box) and phone number. With internet phone services and other web-based technologies, it’s tough to tell where someone is calling from. Do an online search for the company name and website, and look for reviews. If people report negative…